Friday, February 05, 2010
Milagu Kuzhambu
Milagu Kuzhambu-a spicy gravy made by boiling tamarind extract with fresh ground spices is usually had with rice and ghee. When it rains, I can't think of a better main course meal than this one! Here's Milagu Kozhambu recipe coming straight from my Amma's kitchen.
Ingredients:
Tamarind-Medium lime size ball
Sambar powder-1/2 tsp(optional)
Salt
Hing-1/4 tsp
Rice flour paste-Mix 1.5 tsp of rice flour in some water to make a thick paste(optional)
Grated Jaggery-1/2 tsp
To roast in 1/2 tsp oil until golden brown:
Urud Dal-2 tsp
Channa Dal-2 tsp
Red chillis-2
Curry leaves-a few(about 8)
Whole pepper-1 tsp
Seasoning:
Mustard seeds-1 tsp
Curry leaves-a few
Oil-1/2 tsp
Method:
Soak tamarind in 1 cup warm water.
Roast the spices. Cool and grind into a smooth paste adding some water.
Extract 2.5 cups of tamarind water. Discard the tamarind. Add salt, hing, sambar powder, 1 cup water and boil for 12-15 minutes.
Add the ground spice paste and continue boiling for another 10 minutes.
If the mixture is not thick enough, add rice flour paste and stir continuously for a minute.
Add jaggery and stir.
Season with mustard seeds and curry leaves.
Serve hot with rice and ghee.
Prevent Frozen Pipes Now!
Each and every winter, thousands of households across the country have their homes ruined and their lives disrupted by frozen, cracked and burst water pipes. At Horizon Services, we get dozens of calls per day related to frozen pipes and plumbing during the winter months. It's not just copper and metal pipes that can freeze and burst -- even the more modern plastic and PVC pipes can become victims of the cold weather.
Frozen pipes can mean extremely expensive and extensive repairs...and not just from a plumbing perspective. Even a small crack can spew hundreds of gallons of water a day, and that can cause extreme damage to ceilings, walls and floors.
These kinds of plumbing disasters don't have to happen. By taking these simple preventive measures, you can save you a lot of money and heartache
Before Winter Weather Sets In...
Insulate all pipes throughout your home -- particularly in crawl spaces and attics (these exposed pipes are most susceptible to freezing). The more insulation you use, the better protected your pipes will be. A variety of insulation materials are available at your hardward store including insulated sleeves, heat tape and thermostatically-controlled heat cables. Be sure to use products approved by an independent testing organization, such as Underwriters Laboratories Inc., and closely follow all manufacturers' instructions for installation and use.
Look for and seal all leaks that allow cold air inside near where pipes are located, especially around electrical wiring and vents.Use caulk or insulation to keep the cold out and the heat in. With extreme cold temperatures, even a tiny opening can let in enough cold air to cause a pipe to freeze.
Disconnect outdoor garden hoses. Shut off and drain water from pipes leading to outside faucets. A freeze in these pipes on the outer perimeter of your house could quickly spread throughout the entire home.
When the Temperature Does Hit The Freezing Point...
Try not to let your plumbing go idle. Each day, try to run at least some water from as many fixtures -- sinks, toilets, tubs -- as you can. Even a trickle of hot and cold water running through all of your houses pipes might be all it takes to keep your pipes from freezing. It's a good idea to let a little bit warm water drip overnight from faucets. If you have any uninsulated pipes that are hidden under sinks or in closets, open up cabinets and doors to allow room heat to get to them.
If you leave your home for a few days or take a winter vacation, keep the heat on. Make sure you set the thermostat no lower than 55°F. Ask a friend or neighbor to keep an eye on your house to make sure it stays warm and pipes aren't freezing. If you're going to be gone for a real long time, it may also a good idea to entirely shut off and drain your home water system (including any fire sprinkler systems).
What To Do If Your Pipes Do Freeze...
If you turn on your faucets and nothing comes out, leave the faucets turned on and then call a professional plumber. If you suspect or know that your water pipes have frozen and burst, turn off the water at the main shut-off valve and leave the water faucets turned on.
If you suspect your pipes are frozen or actually see ice forming on your pipes, NEVER try to thaw a pipe with a torch or other open flame; not only can you cause further damage to your plumbing, you risk setting your house on fire. Instead, try to thaw a frozen pipe with the warm air from a hair dryer. Start by warming the pipes that are closest to the faucet and work your way toward the coldest section of pipe. Do not use a hair dryer or any electrical appliances in areas where water has leaked or collected -- you could be electrocuted.
Related Plumbing Information...
Thursday, February 04, 2010
Investing in forclosures can be profitable....or can they be?
Foreclosed homes provide the best deals in real estate today, but they can also be the biggest money pits on the market. Although foreclosure properties generally sell for 15 to 20% less than the market value, houses at auction are also sold as-is, and buyers don't get a complementary tour of the inside of the home before purchase. The houses are often left trashed and stripped of anything inside that could be sold, even to the copper piping. There might also be liens against the property that carry over to the new owner. So, investing in foreclosures can be a gamble. If you've ever attended a public auction, you'll know also how difficult it is to secure a good deal in a desirable neighborhood beside cash bidders and other aggressive buyers.
Given the abundance of foreclosures created by the housing market crash and underemployment in America, their are currently hundreds of thousands of foreclosure listings, with even more to come in 2010. Becoming involved in foreclosed home purchases, therefore, requires a lot of time, research, discernment, and avid, hard work. If you're willing to do the homework and make educated wagers, however, you can find great properties at an impressive discount. Not everyone has a bad experience buying foreclosed and preforeclosure properties; in fact, they comprise 37% of home sales in the last half of the quarter.
Purchasing pre-foreclosed homes through short sales is a less risky venture that also yields great savings. Short sales are houses that the bank agrees to sell for less than the balance of the existing loan against the property. Because it's a sale through the bank, they usually clear any liens and title issues before offering the property for purchase. Also, short sales are done through a real estate agent who will help you through the short sale process. Short sales still take homework, though. Check out listings on bank websites. Big names in foreclosures include Bank of America and Wells Fargo. When you find a property you like, contact the listing agent on the ad to make a date to see the property. Another plus to buying homes in preforeclosure: potential buyers can make their purchase contingent on a home inspection. Potential buyers could be waiting for a while, however. The downside to short sales is that good listings receive dozens of offers and it will likely be months before you hear from the bank, if you ever do at all. And average buyers still face competition from investors with cash in hand. Freddie Mac and Fannie Mac, the government's mortgage lenders, have programs in place to help secure offers of non-investment buyers, so use their listings to keep from being outbid by cash over and over, if you'll need a bank to take a larger mortgage for you to finance your home.
Given the abundance of foreclosures created by the housing market crash and underemployment in America, their are currently hundreds of thousands of foreclosure listings, with even more to come in 2010. Becoming involved in foreclosed home purchases, therefore, requires a lot of time, research, discernment, and avid, hard work. If you're willing to do the homework and make educated wagers, however, you can find great properties at an impressive discount. Not everyone has a bad experience buying foreclosed and preforeclosure properties; in fact, they comprise 37% of home sales in the last half of the quarter.
Purchasing pre-foreclosed homes through short sales is a less risky venture that also yields great savings. Short sales are houses that the bank agrees to sell for less than the balance of the existing loan against the property. Because it's a sale through the bank, they usually clear any liens and title issues before offering the property for purchase. Also, short sales are done through a real estate agent who will help you through the short sale process. Short sales still take homework, though. Check out listings on bank websites. Big names in foreclosures include Bank of America and Wells Fargo. When you find a property you like, contact the listing agent on the ad to make a date to see the property. Another plus to buying homes in preforeclosure: potential buyers can make their purchase contingent on a home inspection. Potential buyers could be waiting for a while, however. The downside to short sales is that good listings receive dozens of offers and it will likely be months before you hear from the bank, if you ever do at all. And average buyers still face competition from investors with cash in hand. Freddie Mac and Fannie Mac, the government's mortgage lenders, have programs in place to help secure offers of non-investment buyers, so use their listings to keep from being outbid by cash over and over, if you'll need a bank to take a larger mortgage for you to finance your home.
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